neos wallet

Multi-tenant digital wallet and e-money

A complete digital wallet platform: multi-currency accounts, instant transfers and a double-entry ledger that keeps every balance right.

For banks, e-money institutions and fintechs launching or modernising digital wallets.

Double-entry ledger

Every movement goes through one choke point that guarantees balanced debits and credits, with a running balance on each entry.
Multi-currency wallets

One wallet per customer per currency, with transfers by wallet ID or e-mail — never across clients.
Mobile and web apps

A mobile app (iOS/Android) and a web app with the same features and live balance updates.
Admin console

Accounts, transactions, the ledger, audit log and system status; tenant management for the platform.
Partner API

A public API for third-party integrations behind a rate-limited gateway, with a developer portal for self-service credentials.
KYC, cards and payments Roadmap

Identity verification, card issuing and payment-provider integration.

How it works

Every client, its own realm
Identity is federated in Keycloak, one realm per client; the platform never sees a password.
Every movement, a posting
Transfers and top-ups create double-entry postings, validated per client.
Every event, in real time
The audit trail is published to Kafka and reaches the apps as events, without blocking operations.

Tell us what you need. We reply within one working day.